Can a user open a direct credit file, edit it and then import it back into the back with the edit? Or would it be rejected by the bank because it no longer matches that hash reference?
Solution
This depends on the Bank format being used.
ANZ Direct Online (ADOL)
Payment lines only
ASB Fastnet
Has a header and footer line
ASB Gateway
Payment lines only
BNZ Money Transfer
Has a header and footer line
HSBC
Has a header and footer line
Kiwibank
Has a header and footer line
National Bank Directlink
Payment lines only
Rabobank
Has a header and footer line
TSB Disk
Has a header and footer line
Westpac Deskbank / Business Online
Payment lines only
Westpac Disk
Has a header and footer line
Where the is a header and footer, the number of transactions and the total are embedded in the footer.
If it is payment lines only, there does not appear to be any Hash Referencing.
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